Products & Rates

PRIME - Super Low

For borrowers wanting to purchase new or established, or refinance existing, homes, and wanting both a cost-effective loan and the security of dealing with a reputable lender.

Home1
✓ Pro-pack options with rate discount of 0.1%
✓ No annual fee option available
✓ Low fixed rate options

From:

3.72% pa
3.81% cpr

PRIME - Construction

For borrowers wanting to build their own homes, and wanting both a cost-effective loan and the security of dealing with a reputable lender.

Cone1
✓ Land-only option available
✓ Up to 95%, including Lenders Mortgage Insurance
✓ Up to 3 dwellings permitted

From:

3.65% pa
3.67% cpr

PLUS - Fixed Rate Construction

Will suit upwardly mobile borrowers who want to build their own home, while future proofing their repayments.

construction1
✓ Several fixed-rate options, with no lock-fee
✓ Unlimited repayments to offset
✓ ZERO monthly/ annual fees
✓ Construction available

From:

4.19% pa
4.30% cpr

PLUS - EXTRA Low Rate

Ideal for borrowers wanting to take advantage of an EXTRA low interest rate without sacrificing the feature rich benefits of an offset account.

Emoney-Padlock
✓ Flexible repayments
✓ Internet and card access
✓ Ability to reduce interest payments
✓ Owner occupiers
✓ Principal and interest only

From:

4.23% pa
4.26% cpr

PLUS - 100% Offset

Will suit astute borrowers wanting to combine the budgeting security of stable repayments with the financial flexibility of operating an offset account.

Chain
✓ Unlimited repayments and redraws, to and from offset
✓ ZERO application fee
✓ ZERO annual fee
✓ General fixed rate option – no lock fee

From:

4.19% pa
4.30% cpr