PRIME - Super Low

     


For borrowers wanting to purchase new or established, or refinance existing, homes, and wanting both a cost-effective loan and the security of dealing with a reputable lender.
✓ Pro-pack options with rate discount of 0.1%
✓ No annual fee option available
✓ Low fixed rate options

From:

3.72% pa
3.81% cpr
PRIME - Construction

     


For borrowers wanting to build their own homes, and wanting both a cost-effective loan and the security of dealing with a reputable lender.
✓ Land-only option available
✓ Up to 95%, including Lenders Mortgage Insurance
✓ Up to 3 dwellings permitted

From:

3.65% pa
3.67% cpr
PRIME - Lo Doc Construction

     


Ideal for borrowers with no tax returns available, who want to build a home.
✓ Land-only available
✓ Free extra repayments and redraw
✓ ZERO application, account keeping, annual or settlement fees

From:

5.59%pa
5.62%cpr
PLUS - Fixed Rate Construction

     


Will suit upwardly mobile borrowers who want to build their own home, while future proofing their repayments.
✓ Several fixed-rate options, with no lock-fee
✓ Unlimited repayments to offset
✓ ZERO monthly/ annual fees
✓ Construction available

From:

4.19% pa
4.30% cpr
PLUS - EXTRA Low Rate

     


Ideal for borrowers wanting to take advantage of an EXTRA low interest rate without sacrificing the feature rich benefits of an offset account.
✓ Flexible repayments
✓ Internet and card access
✓ Ability to reduce interest payments
✓ Owner occupiers
✓ Principal and interest only

From:

4.23% pa
4.26% cpr
PLUS - 100% Offset

     


Will suit astute borrowers wanting to combine the budgeting security of stable repayments with the financial flexibility of operating an offset account.
✓ Unlimited repayments and redraws, to and from offset
✓ ZERO application fee
✓ ZERO monthly fee
✓ ZERO annual fee
✓ General fixed rate option – no lock fee

From:

4.19% pa
4.30% cpr
VALUE OPTION - Offset Construction

     


For borrowers who want to construct a home or investment property and operate an offset account once the construction is completed.
✓ Additional repayments permitted during construction (no redraws)
✓ 100% offset available once construction is complete
✓ Rate discounts for < 80%

From:

4.65% pa
X.XX% cpr
VALUE OPTION - Rate Discount

     


For borrowers with substantial equity or savings that want to be rewarded for their lower risk lower L.V.R mortgages.
✓ Rate discounts for < 80%
✓ 100% offset and VISA debit card available at no extra cost
✓ Up to 10 free splits

From:

4.50% pa
5.02% cpr
VALUE OPTION - SMSF

     


Suitable for existing SMSF wanting to invest in the residential property market.
✓ LMI only > 70% premium by funder
✓ Additional repayments allowed
✓ Zero ongoing annual fees

From:

5.50% pa
X.XX% cpr