Low Interest Home Loans Online:

✔ Land and construction home loans
✔ Fixed home loans with linked offset account
✔ Non-genuine savings home loan

✔ No application fee
✔ No legal fee
✔ $120 annual fee

3.65% pa
3.67% cpr

Loan sizes larger than $500 000, 80% LVR

✔ No application fee
✔ No legal fee
✔ $120 annual fee

3.72% pa
3.81% cpr

Loan sizes larger than $500 000, 80% LVR


• We’re backed by Australian First Mortgage so you can call us during office hours and speak to a real person in Australia
• Our multiple industry awards speak volumes about the strength of our home loan products


• A quick and easy application –
apply online for an instant pre approval
• Track the progress of your application via email or telephone


• Compare our rates here





“Helped us buy our dream home”

Choosing eMoney was one of the best decisions we ever made. We needed unconditional approval quick smart and they were able to do so in no time, which helped us to buy our dream home.

Sarah, NSW
“honest and reliable”

eMoney service was fantastic with everything running smoothly. Customer service was great and staff very informative, friendly, honest and reliable.

Andrew, NSW
“exceeded my expectations”

With eMoney I not only got the benefits of online home loans with lower rates, but superior customer service as well. eMoney delivered service that exceeded my expectations and was better than anything I got from dealing directly with the major banks.

Sherwyn, NSW